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The Bank That Never Sleeps explores how artificial intelligence is transforming banking from a world of scheduled batch processing into one of continuous, machine-speed operations. As automated decisions accelerate and financial risk evolves in real time,
Lara Rowan Croft and Dr. Jack Burns examine what this shift means for the institutions—and leaders—responsible for maintaining trust.At the heart of the book is the 10x Banking Model, a practical framework for managing AI orchestration, operational risk, autonomous fraud, synthetic identities, and emerging governance challenges.
The authors explain why automation alone is not enough and show how resilient leadership and oversight must evolve alongside increasingly autonomous systems.
Written for banking executives, technology leaders, risk professionals, regulators, auditors, compliance officers, and AI strategists, the book provides a roadmap for innovating at machine speed without sacrificing resilience or regulatory confidence. It also introduces the emerging role of the AI Orchestrator and asks a defining question for the future of finance: if the bank never sleeps, are its leaders prepared to govern it?
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